Privacy Notice
Last Updated: December 15, 2025
KELCE Advisors, LLC, doing business as Brown PCFO (“Brown PCFO”), is a registered investment adviser. Protecting your privacy is important to us. This Privacy Notice explains our privacy practices and how we collect, use, and safeguard your personal information. We are committed to maintaining the confidentiality and security of your personal and financial information in accordance with applicable federal and state laws, including Regulation S-P.
1. Information We Collect
Brown PCFO collects and maintains personal information about you as necessary to provide the financial services you request and as permitted or required by law. This information may include, but is not limited to:
Personal identification details (e.g., name, address, Social Security number)
Financial information (e.g., account balances, transaction history, tax returns)
Employment information
Personal background information
Investment objectives and financial goals
2. How We Use Your Information
We use the personal information we collect to manage your accounts, process transactions, and provide investment advisory and financial planning services. We may also use your information to:
Communicate with you regarding your accounts and services
Respond to your inquiries and service requests
Improve our services and internal processes
Provide information about new or updated offerings related to our advisory services
3. Information Sharing Policy
Brown PCFO does not share your personal information with third parties for marketing or promotional purposes.
We may share your personal information with non-affiliated third parties only as permitted or required by law, including under Regulation S-P, and only in limited circumstances, such as:
To complete transactions or services you have authorized
To respond to court orders, legal investigations, or regulatory authorities
To your other professional advisors and certain service providers engaged in furtherance of your relationship with Brown PCFO, including attorneys, accountants, insurance professionals, broker-dealers, custodians, recordkeepers, or other investment advisers
Any third parties with whom we share personal information are required to maintain the confidentiality of that information and to use it solely for the purpose for which it was provided.
4. SMS Communication Compliance (10DLC)
In compliance with applicable 10DLC regulations governing SMS communications:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Text messaging originator opt-in data and consent are excluded from all other categories of shared information and will not be shared with any third parties under any circumstances.
Brown PCFO takes your privacy seriously and ensures that mobile communication information remains secure and private.
5. How We Protect Your Information
We maintain physical, electronic, and procedural safeguards designed to protect your personal information from unauthorized access, misuse, or disclosure. These safeguards are consistent with applicable regulatory requirements and industry standards.
6. Your Privacy Rights
Subject to applicable law, you have the right to:
Review and request corrections to your personal information maintained by Brown PCFO
Request a copy of our current Privacy Notice at any time
Limit the sharing of your personal information in certain circumstances as permitted by law
7. Changes to This Privacy Notice
Brown PCFO may update this Privacy Notice from time to time. If material changes are made, we will notify you by email or by posting a notice on our website. The most current version of this Privacy Notice will always be available upon request and on our website.
8. Contact Information
If you have any questions or concerns regarding this Privacy Notice or our privacy practices, please contact:
Chief Compliance Officer:
Kelly Brown
Brown PCFO
Phone: 360-284-9442
Email: kelly@brownpcfo.com
Address: 2611 W Crestline Dr, Bellingham, WA 98226